Build Wealth (Flywheel Stage 3)

Building wealth has very little to do with picking the right stock and almost everything to do with consistency held over a long enough stretch of time. That's a less exciting story than the one usually sold, but it's the one that's actually true.

This track covers the mechanics that make consistency pay off: automating savings so it happens before spending gets the chance to compete, the order investment accounts should actually be funded in, why an employer 401k match is the one guaranteed high return most people leave unclaimed, and the real evidence on index funds versus active management. It also draws a distinction that matters more than it sounds like it should: getting wealthy and staying wealthy call for almost opposite instincts — optimism to build it, a healthy dose of paranoia to keep it.